FACTS

What Does Midwest BankCentre Do With Your Personal Information?                                                                  

   Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

  What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

• Social Security number and income
• Account Balances         and Transaction history
• Payment history           and Credit History

When you are no longer our customer, we continue to share your information as described in this notice.

   How?

All financial companies need to share customers’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Midwest BankCentre chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Midwest BankCentre share?

Can you limit this sharing?

For our everyday business purpose-

such as to process your transaction, maintain your account(s), respond to court orders and legal

Investigations, or report to credit bureaus

Yes

No

For our marketing purpose-

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes-

Information about your transactions and experiences

No

We Don’t Share

For our affiliates’ everyday business purposes-

Information about your creditworthiness

No

We Don’t Share

For our nonaffiliates to market to you

No

We Don’t Share

Questions?

Call  314-631-5500 or (800) 894-1350 or go to www.midwestbankcentre.com

What We Do

How does Midwest BankCentre protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Midwest BankCentre collect my personal information?

We collect your personal information, for example, when you

• Open an account or make deposits or withdrawals from your account
• Show your government-issued ID or provide employment information
• Apply for a loan

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharings?

Federal law gives you the right to limit only

• sharing for affiliates’ everyday business purposes – information

about your creditworthiness

• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

Definitions

Affiliates

Companies related by common ownership or control.  They can be financial and nonfinancial companies.

• Midwest BankCentre does not share with our affiliates (Midwest BankCentre, Inc, Midwest BankCentre Insurance Agency, LLC., Rising Analytics, LLC)

Non Affiliates

Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

• Midwest BankCentre does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Our joint marketing partners include such entities as wealth management companies and credit card companies.